Odhiambo, Irene A., Dr Isaac , (PhD) Ochieng, and Mr Poti Owili. “Effects of Information and Communication Technology (ICT) on Sustained Competitive Advantage in the Banking Sector (Kenya)”. International Journal Of Management And Economics Invention 2, no. 09 (September 17, 2016): 789–807. Accessed May 4, 2024. http://www.rajournals.in/index.php/ijmei/article/view/236.